Effective Date: 8.7.2025
Welcome to BestReverseMortgageCalculator.com (the "Platform"). This website is owned and operated by [Your Company Name] ("we," "us," or "our"). By accessing or using our Platform, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Platform.
1. Description of Service
BestReverseMortgageCalculator.com is a technology platform that provides a reverse mortgage calculator tool. Our purpose is to help consumers understand their potential reverse mortgage options and to connect them with a network of licensed, third-party mortgage professionals ("Lending Partners"). We are not a lender, mortgage broker, or financial advisor. The calculator's results are estimates only and are not a loan offer, a pre-qualification, or a guarantee of any specific terms.
2. User Obligations
By using our Platform, you agree to:
Provide accurate, complete, and current information when using our calculator tool.
Acknowledge that we will share the information you submit with one or more of our Lending Partners to enable them to contact you directly.
Understand that any communications, agreements, or transactions you have with a Lending Partner are solely between you and that Lending Partner. We are not a party to those interactions and are not responsible for their actions, products, or services.
Use the Platform for lawful purposes only and not engage in any activity that could harm, disrupt, or impair the functionality of the Platform.
3. Intellectual Property
All content on this Platform, including the calculator tool, text, graphics, logos, and software, is our property or the property of our licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on our Platform without our express written permission.
4. Disclaimer of Warranties
The information and tools on this Platform are provided on an "as-is" and "as-available" basis without any warranties of any kind, either express or implied. We do not warrant that the Platform will be uninterrupted, error-free, or secure. The estimates provided by the calculator are for informational purposes only and are not a substitute for professional financial or legal advice. You should consult with a qualified financial or legal professional before making any financial decisions.
5. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:
Your use or inability to use the Platform.
Any conduct or content of any third party, including our Lending Partners.
Any unauthorized access, use, or alteration of your information.
6. Indemnification
You agree to indemnify, defend, and hold harmless [Your Company Name], its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Platform or your violation of these Terms.
7. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any significant changes by posting the new Terms on this page and updating the "Effective Date" at the top. Your continued use of the Platform after any such changes constitutes your acceptance of the new Terms.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.
9. Contact Information
If you have any questions about these Terms, please contact us at:
BestReverseMortgageCalculator.com
P.O. BOX 22535 Alexandria, VA 22304
